Category: Bank Account

Stripe has been making life easier for accepting payments online for a long time. It’s famous for its easy to use APIs, quick onboarding, and supports subscription billing and international payments.

But it is not the ideal choice for everyone. Business owners may find Stripe’s documentation-heavy approach difficult to navigate. Account freezes, limited support for certain sectors, regions, or industries, and sparse customer service can all pose challenges for businesses.

With more and more impressive features like flexible pricing and better niche support, 2025 is shaping up to be a stronger year for competition against Stripe.

In this guide, we break down the Top 7 Best Stripe Alternatives in 2025, looking at everything from geography and use cases to pricing and integrations.

1. PayPal

Best for: Small businesses, freelancers and marketplaces.

Overview: PayPal started out as a simple peer-to-peer payment tool and has transformed into one of the largest online payment processors. Its wide acceptance, ease of use, and trust from millions makes it easy for consumers around the globe to use PayPal.

PayPal can act as a payment processor, invoicing platform, and checkout system all at once due to its wide range of business tools.

Why Consider It Over Stripe: With PayPal, the setup process is usually faster and less complicated because it doesn’t need a lot of developer work to start accepting payments. It does tend to be more forgiving with some high-risk sectors, and the buyer and seller protection features are helpful if disputes come up.

Key Features:

• Receive funds through PayPal, credit cards, Venmo, or Pay Later.
• Transfers to bank accounts are instant (in supported regions).
• All-in-one invoicing.
• Integration with Shopify, WooCommerce, and thousands of other shopping carts and platforms.

Pros:

• Recognized brand with good user trust.
• Quick and easy to set up.
• Decent coverage in most countries.

Cons:

• Higher fees for transactions involving cross-border or currency conversion.
• Less flexibility to tailor the system to your needs compared to other more developer-focused systems.
• Some accounts may be suspended in high-risk situations, causing sudden account freezes.

2. Square

Best for: Physical stores like retail shops, resturants, and other service providers.

Overview: Square is recognized as one of the largest in-person payment processors. They offer popular sleek hardware as well as Point of Sale (POS) software that doesn’t charge a monthly fee. This makes Square ideal for hybrid businesses operating online and offline.

They also offer additional services like staff management, appointment booking, and comprehensive sales reporting.

Why Think About It Instead of Stripe: If you have a business that is primarily offline or does a mix of in-person and online sales, Square has a stronger ecosystem than Stripe. It serves as an all-in-one solution for business management, instead of just a payment processor.

Key Features:

• Free POS app and a simplified business overview.
• E-commerce integrated sales features.
• Customer engagement tools and loyalty programs, including gift cards.
• Bank deposits with zero friction and reporting in real-time.

Pros:

• Very straightforward and easy to use.
• Great for individual entrepreneurs and small businesses.
• No setup fees or long-term contracts.

Cons:

• Mostly supported in the US, Canada, Australia, the UK, and Japan (limited international support).
• Not suitable for high volume purely online or digital businesses.

3. Adyen

Best for: Global e-commerce, enterprise solutions, and large-scale businesses.

Overview: Used by some of the world’s largest companies, Uber, Spotify, and Microsoft, Adyen is a global payments platform.

It offers fully integrated payment processing for every channel a sale occurs; online, in-app, or in-store, and provides unified commerce optimization. Businesses that need to grow internationally will benefit the most from Adyen due to its extensive customization options and global acquiring capabilities.

Why Adyen Is Better Than Stripe: Adyen allows companies to use one payment provider across different regions, enabling businesses to streamline operations.

For fast-growing companies, Adyen’s fraud detection, support for local payment methods, and clear pricing structure make it a better option than Stripe.

Main Features:

• Over 150 currencies can be paid in.
• Risk management and fraud controls built in.
• Real-time analytics and reporting.
• Cards, wallets, bank transfers and local payment methods supported.

Pros:

• Business specific needs can be adjusted significantly.
• Outstanding coverage for doing business internationally.
• Complete support for compliance and security requirements.

Cons:

• Need technical assistance for setup.
• Better for high volume transactions.
• Setup may take longer than average.

4. Wise (formerly TransferWise)

Best For: International freelancers, global businesses, and remote teams

Overview: Wise is not a traditional competitor to stripe, and stripe does not compete with wise, but wise is a powerful tool for facilitating cross border payments.

Freelancers, contractors, and businesses that operate internationally require services that help them send and receive payments easily and without exorbitant conversion costs. Wise meets these needs with its low fee structure and transparent exchange rates.

Why Consider It Over Stripe: For certain regions, Stripe’s international payouts can take a long time and come with high fees. Wise has a better approach for handling multi-currency payments and global banking.

Key Features:

• Charges the real exchange rate (no markup).
• Get multi-currency accounts to obtain local bank details in USD, EUR, GBP, and others.
• Business accounts with batch payment as well as expense tracking features.
• Direct integration with accounting tools like Xero.

Pros:

• Low fees and fast transfers.
• Transparent pricing.
• Great for global payroll and supplier payments.

Cons:

• Lack of support for credit card processing or payment gateways.
• Inappropriate for e-commerce checkout.

5. Braintree (A PayPal Company)

Best for: SaaS, mobile apps, and recurring billing

Overview: Braintree provides advanced payment solutions for businesses that require more than what PayPal offers. It is designed specifically for subscription services, mobile applications, and platforms needing multi-currency payment processing.

Why Consider It Over Stripe: Provides wider native support for digital wallets and advanced features like smart fraud prevention, secure tokenization, and customer vaults.

Key Features:

• Payments via cards, PayPal, Venmo, Apple Pay, and Google Pay are accepted.
• Global currencies and local payment methods are supported.
• Recurring billing and a customer vault for subscription-based businesses.
• Strong developer documentation and SDKs.

Pros:

• Ideal for mobile and subscription-focused businesses.
• PayPal’s infrastructure backs them.
• Compliant with PCI DSS and has strong fraud prevention tools.

Cons:

• Somewhat harder to integrate than Stripe.
• May need additional developer resources.

6. Razorpay

Ideal Users: Startups in India, SaaS Companies, and online merchants.

Overview: Razorpay, one of India’s leading payment gateways, equips businesses with comprehensive tools for payment processing, subscriptions, automation, and capital. It supports more than 100 payment methods which makes it easier for Startups and digital businesses to thrive in India.

Why Consider It Over Stripe: Stripe’s services in India are still rudimentary. Razorpay’s extensive integration with UPI, local wallets, and Indian banking makes it a more useful option for businesses within the country.

Key Features:

• UPI, credit/debit card, EMI, net banking, and wallet payments accepted.
• Instant settlements alongside split payments and route APIs.
• Subscription management with auto-renew.
• Integrations including Shopify and WooCommerce.

Pros:

• Designed specifically for Indian companies.
• Advanced financial tools alongside a comprehensive dashboard.
• Streamlined onboarding for startups.

Cons:

• Currently only available in India.
• Customer support tends to be less responsive during busy times.

7. Authorize.Net (A Visa Solution)

Best for: Nonprofits and B2B businesses, established companies

Overview: Authorize.net is an older payment processing system with many years of experience. It is great for conventional businesses that need consistent service, fraud protection, and recurring billing. Its acceptance of ACH, eChecks, and credit cards makes it great for B2B and nonprofit organizations.

Why Consider It Over Stripe: For businesses with older systems or complex billing needs, Authorize.Net is the best option since it provides ACH payment support and recurring billing that is more flexible than Stripe.

Key Features:

• Automatic billing and invoicing.
• Fraud detection and address verification tools.
• Virtual terminal for manual entries.
• PCI DSS compliance and secure data handling.

Pros:

• Trusted brand with extensive track record.
• Strong support for online and offline payments.
• Excellent fraud detection tools.

Cons:

• Monthly gateway fees and setup charges.
• Outdated UI compared to modern platforms.

Final Thoughts: Which Stripe Alternative Is Right for You?

The best Stripe alternative ultimately depends on your specific needs, whether it’s global payouts, in-person sales, recurring billing, or high-risk industry support. Here’s a quick comparison to help you decide:

Platform	Best For	Unique Benefit
PayPal	Freelancers & marketplaces	Fast setup and global reach
Square	Local retailers and service providers	In-person + online commerce integration
Adyen	Enterprises & global brands	Unified global payments & fraud tools
Wise	Global freelancers & remote teams	Low-cost international transfers
Braintree	SaaS & mobile apps	Advanced developer tools & wallet support
Razorpay	Indian startups	Localized payment support with instant payouts
Authorize.Net	B2B & traditional businesses	ACH & invoicing with legacy support

Choosing the right payment processor is more than just comparing fees, it’s about finding a solution that aligns with your business model, geographic footprint, and long-term goals.

Need Help Picking the Right Payment Gateway?

At Bizstartz, we assist entrepreneurs from all over the world establish US companies, open bank accounts, set up Stripe accounts, and even PayPal, Adyen, and more. If you’re lost choosing the right platform, our experts can guide you step by step through the process.

👉 Reach out to us today and take your payment processing to the next level in 2025 and the years to come!

The process of opening a US bank account as a non-resident may appear daunting at first, but in truth, it is an easily attainable objective for people and entrepreneurs around the globe.

Whether it is starting a new business in the US, dealing with cross-border transactions, or simply wanting to expand your investment portfolio, having access to an American bank account is extremely beneficial.

In this exhaustive guide, we will detail the benefits of having a US bank account, the different account types, the detailed procedure for opening one, and the best banks for offshore applicants both with and without coming to the US.

Contemplating the convenience of traveling to the US or not, we will explain why non-residents should seek out US banking systems.

Why Open a US Bank Account as A Non-US Resident?

Access to a US bank account can give foreign nationals the much needed edge of navigating one of the most sophisticated and stable economies in the world. Following are some of the reasons that validate this strategic decision:

💼 1. Operate a U.S. Business Smoothly

If you currently own or are looking to own a Corporation or LLC active in the US, access to a business checking account is an indispensable component. It enables you to receive payments from customers, disburse payments to suppliers, keep track of income, and ensure compliance with IRS and state level taxation authorities.

🌏 2. International Payments

Certain clients and platforms from the U.S. require to get paid through local bank accounts. It becomes impossible to have affiliations with major payment platforms like PayPal, Stripe, Amazon, and others without a U.S. bank account. If you do not have it, you suffer from high costs, payment delays, and other issues.

💲 3. Management of Funds in USD

Having a U.S. based bank account allows you to hold funds in one of the most stable currencies internationally, the USD. This can come in handy in preserving wealth located in volatile local currencies, especially in those regions fighting inflation or undergoing economic shocks.

🏦 4. Establishing a U.S. Credit History (in certain situations)

In certain scenarios, having or planning to get an ITIN (Individual Taxpayer Identification Number) means qualifying for U.S. credit products such as business credit cards which aids in acquiring credit history and credit building funding opportunities.

🛒 5. Spending and Payment localised

Now that you have a U.S. bank account, you can use it to access U.S.-based e-commerce platforms, domestic SaaS tools, and associated with domestic payments with ease and without having to worry about having to convert currency. Digital entrepreneurs and remote freelancers can benefit greatly from this.

Types of U.S. Bank Accounts Available to Non-Residents

Generally, U.S. financial institutions offer two account types accessible to non-residents, each serving a different purpose:

🏢 1. Business Bank Account

This account is designed for foreign owners of overseas LLCs and Corporations to make use of.

Ideal for:

• Foreign Entrepreneurs running a U.S. LLC or Corporation
• eCommerce Store Owners, like Shopify and Amazon FBA
• Freelancers, agencies servicing U.S. clients

Key Features:

• Send and receive wire transfers and ACH payments.
• Integrate with Stripe, PayPal, and QuickBooks.
• In some cases issue debit and credit cards.
• Issue employee or partner access.

👤 2. Personal Bank Account

Harder to get for non-residents, some exceptions include students, property owners, or even frequent travelers to the U.S.

Ideal for:

• Foreigners intending to move or study in the U.S.
• Individuals having family, real estate, or other financial interests within the US.
• Individuals looking to add more personal investment assets.

Start Features:

• Internet banking as well as a mobile banking application.
• Purchases using a debit card in person or through the internet.
• Payment of bills and domestic money transfer.
• In some cases, checkbooks and direct deposit arrangement.

What Documents Are Needed to Open a U.S. Bank Account?

Each bank and type of account has its own documentation policies, but one may need to provide the following general requirements:

For Business Bank Accounts (LLCs, Corporations):

• Complete Business Documentation: Equals Articles of Organization (LLC) or Incorporation (Corp).
• EIN: Employer’s Identification Number issued from the Internal Revenue Service (IRS) for tax purposes.
• Operating Agreement: Shows internal business structure.
• Address: A US address is often a business requirement which may be met through a virtual office.
• Passport: A valid government-issued passport in international format.
• ITIN or SSN: Usually, this is optional for remote fintech banks and is more so required by traditional banks.
• Website: A business webpage or evidence showing business activity is helpful but not required by all banks.

For Personal Bank Accounts:

• Passport: A valid unexpired passport is mandatory.
• Secondary ID: Another form serves as a National ID, Driving License, Visa.
• Proof of Residential Address: Lease agreement, utility bill, or letter from school or employer.
• ITIN: Usually required and has the same purpose as a non-resident’s tax number.
• Reason for U.S. Banking: There could be some inquiry from certain banks regarding your association with the U.S.

Note: Requirements are less rigid for fintech companies like Mercury or Wise, though traditional banks may apply stricter criteria.

Possibility for Non-Residents to Open a U.S. Bank Account Online.

Opening a U.S. bank account is possible with remote access, but this is subject to the type of institution. Below are your two primary options:

✅ 1. Traditional U.S. Banks (In Person)

Most branches of Chase, Bank of America, Wells Fargo, and Citibank require you to visit a physical branch.

Pros:

• Access to a full suite of services (loans, mortgages, credit cards)
• Physical branch network
• More account types available

Cons:

• Requires travel to the U.S.
• Additional documentation required
• Longer approval times

✅ 2. Online/Fintech Banks (Remote Setup)

Mercury, Wise, Payoneer, and Relay are examples of digital-first companies that allow you to set up an account without the need to visit the U.S. in person.

Pros:

• Application is available 100% online
• Set up can be done in days
• Targeted at international freelancers and business owners
• Often no travel or ITIN required

Cons:

• Limited access to physical banking
• May not provide personal accounts (focus on business)
• Best U.S. Banks and Fintech Options for Non-Residents

Mercury

• Designed for startups and technical businesses
• Stripe, PayPal and QuickBooks integration
• No monthly or minimum balance fee, or necessity for US presence
• International founders with US LLC/C and US Corp welcomed

Wise Business

• Multi-currency accounts with local bank details (incl. US)
• Send and receive payments globally at low FX rates
• Great choice for freelancers, agencies, and digital nomads

Payoneer

• Global payment processor offering USD receiving accounts
• Compatible with platforms like Amazon, Upwork, eBay
• Easy remote sign up from 150+ countries

Relay

• Online banking for small businesses
• Provides team-based access with defined roles and permissions
• Integration with accounting software
• Requires US business entity and EIN

Chase, Bank of America, Wells Fargo

• Best for travelers to the US
• Full range of banking services in addition to business credit
• Bank branch visit for application required
• Usually need ITIN and US address

Step-by-Step Guide: Open a U.S. Business Bank Account as a Non-Resident

We have tailored a structured procedure for starting a U.S. business account and maintaining it from overseas:

🔹 Step 1: Form Your U.S. Company

Select a state with favorable business conditions such as Wyoming, Delaware or Florida and register an LLC or Corporation. This can be done from anywhere through service providers such as Bizstartz.

🔹 Step 2: Apply for EIN

Submit an application for an EIN (Employer Identification Number) to the IRS. This number will be needed for federal tax identification as well as banking.

🔹 Step 3: Collect Relevant Documentation

Assemble all relevant business formation document to include a passport and other verification agreements or plans if available.

🔹 Step 4: Select a Fintech Platform or Bank

Open an account with Mercury, Wise or Relay if you are opening remotely. If traveling, make bank appointments ahead of time.

🔹 Step 5: Complete Application

Fill the set application procedures online or physically as dictated by the bank, identity verification is a prerequisite for document uploads.

🔹 Step 6: Approval and Account Funding

Your account is by default set to review approval, when supplied your will receive routing/account numbers and frequently a debit card via post.

Common Challenges Non-Residents Face (and How to Solve Them)

❗ No U.S. Address

For compliance reasons, many banks require a U.S. address. Solution: use your Registered Agent address or a virtual office.

❗ ITIN Requirements

Some banks need a business tax ID to meet other compliance obligations. An ITIN can be obtained after incorporating the business and submitting a W-7 form to the IRS.

❗ Unwritten Policies

A bank sets policies that may differ from those of other banks, e.g., one may require a U.S. phone number while another does not. Tip: Consult a non-resident service provider who knows which banks are more lenient towards non-residents.

❗ Dealing with Documentation

Some applications may be denied for lacking a defined business scope, proper documentation entails. To avoid this, ensure your entire set of documents is neat, polished, and accurate.

Pro Tips for a Successful Application

Form your LLC in a banking friendly like Wyoming or Delaware. State.

Get your EIN straight from the IRS to prevent hold-ups.

Ensure that you have a business email and a professional website for your company.

Select fintech banks known to have favorable policies for international founders.

Engage Bizstartz or other professionals to avoid common mistakes and streamline the process.

How Bizstartz Can Help Non-Residents

We specialize in creating seamless experiences for non-U.S. residents. Bizstartz takes care of:

• LLC Formation in a business-friendly state.
• EIN for tax and banking purposes.
• ITIN Consulting if applicable.
• Remote-friendly fintech partners for Bank Account Setup.
• Registered Agent and U.S. Address.
• Ongoing Support for bookkeeping, tax, and compliance issues.

Contact us if you are considering establishing or expanding your business within the United States. We guide you every step of the way.

Final Thoughts

It’s now easier than ever for non-U.S. residents to open a U.S. bank account. Modern fintech solutions make the process simple. Entrepreneurs, freelancers, and investors can leverage the U.S. financial system and enjoy its many advantages to their business or personal finances.

Through meticulous planning, appropriate paperwork, and professional guidance, you will be able to open a U.S. bank account from outside the country.

Do You Need Assistance Setting Up a USA Business and Business Bank Account?

At Bizstartz, we assist LLC formation for non-U.S. residents and also handle obtaining EIN, ITIN, and U.S. bank accounts remotely. Reach out to us today and embark on your venture in the United States hassle-free.

In the modern digital economy, having international banking capabilities is not simply a preferable addition; it is a fundamental component.

Having the ability to open a U.S. business bank account is instrumental for Nepal-based entrepreneurs and startups because it grants access to a wider global market, simplifies international transactions, and enhances their reputation in the global business arena.

If you’re contemplating how to open a US business bank account from Nepal, you are not in the minority. Many entrepreneurs from Nepal are currently entering the U.S. market without physically traveling there, and so can you.

Why Do You Need a US Business Bank Account as a Nepali Entrepreneur?

Undoubtedly, these are some of the strongest reasons to open a U.S. business bank account while operating from Nepal:

1. Availability of International Payment Systems

In case you wish to work with PayPal, Stripe, Amazon, or Shopify, you may require a U.S. business bank account. Most of these services only operate with bank accounts from a few selected countries and Nepal is usually not included. Having a U.S. business account gives you unrestricted access.

2. Increased Trust and Credibility:

Are you dealing with U.S. clients or have international partners? A U.S business bank account shows that you mean business, are legitimate, and adhere to international banking standards. It improves your brand image and strengthens trust from customers around the world.

3. Swift Global Payments:

Having a U.S. business account simplifies the receipt of payments around the world, making processing much quicker. Additionally, you are able to send and receive ACH transfers and domestic U.S. wires which are quicker and cheaper than international wires.

4. Better Expense Management and Tools:

United States based banks offer powerful integrations with accounting and financial tools like QuickBooks, Xero, Wave, and others. This allows for the issuance of business debit and credit cards, further helping to separate personal and business finances.

5. The Starting Point For Expansion:

Are you looking to expand your business, acquire funding, or partner with investors residing in the U.S? If yes, the U.S. bank account will significantly enhance your attractiveness as a candidate while providing a foundation for potential U.S. residency down the line.

Can a Nepali Citizen Open a U.S. Business Bank Account Without Visiting the U.S.?

Absolutely as you may know, a Nepali citizen or a resident can open a U.S. business bank account without having the need to travel to the United States.

While most traditional U.S. banks still prefer some face-to-face interaction, the U.S. is witnessing an increase in Fintech as well as digital banks looking to establish branches abroad. Most of these institutions allow for remote account opening legally and practically.

U.S. laws, such as the PATRIOT Act and Know Your Customer (KYC) policies, dictate that financial institutions obtain certain personal and business information pertaining to the customer. However, they do not need to meet you as a client in person which is beneficial if you are working with overseas banks designed for international founders.

Step-by-Step: How to Open a U.S. Business Bank Account from Nepal

There is a certain procedure that needs to be followed in order to open a business bank account in the U.S. I have compiled a detailed step by step guide for business owners in Nepal below:

Step 1: Create A U.S. Business Entity. (LLC or Corporation)

To open a business bank account in the U.S, the first thing you will need is to form a business in the country in question. Most of the NCP entrepreneurs opt for forming a Limited Liability Company (LLC) because of the ease this structure provides along with its tax benefits.

Best Locations to Open an Office:

• Delaware: Best for start up businesses and tech companies.
• Wyoming: Cost effective and private with no income tax.
• Florida: Ideal for eCommerce and service-based businesses.

What You’ll Need:

• Distinct business name
• Registered Agent in the US
• Business address in the US (can be a virtual office)
• Business structure (LLC or Corporation)

Bizstartz enables company registration in the U.S. from Nepal within 1-2 working days.

Step 2: Getting an EIN or Employer Identification Number.

An EIN, or Employer Identification Number, functions as a business’s tax ID and is issued by the Internal Revenue Service (IRS). These are essential for:

• Opening a bank account in the U.S.
• Hiring new staff.
• Meeting tax obligations in the U.S.
• Filing tax returns.

For residents, applying online is straightforward, but foreign founders from Nepal need to fax or mail Form SS-4. This can take several weeks. To mitigate delays, we advise using reputable service providers, like Bizstartz, who streamline the EIN application process.

Step 3: Collecting Relevant Documents

Most banks and fintech platforms will need the following documents in order to open a U.S. business bank account remotely:

Business Documents:

• Articles of Organization or Certificate of Incorporation
• EIN Letter (CP 575 or 147C from IRS)
• Operating Agreement (for LLCs) or Corporate Bylaws

Personal Documents:

• A valid passport of the business owner
• Proof of address (Nepal utility bill or government ID)

Other Documents:

• Virtual address in the U.S.
• Business description
• Business website, LinkedIn, or portfolio link
• Projected monthly income

Some banks require video verification calls for high-risk or high-volume accounts, but most accounts may not need this step.

Step 4: Select A Bank or Fintech Platform

While in Nepal, these are the two options available for opening a U.S. business account:

A. Traditional U.S. Banks

Examples: Chase, Bank of America, Wells Fargo, Citibank

✅ Pros:

• Physical branches available
• Wide service coverage in the U.S.

❌ Cons:

• Most require in-person meetings
• Numerous forms to fill out
• Non-residents without a U.S. visa may not be supported

Visit traditional banks if you are planning to travel to the U.S. soon or have an existing presence in the U.S.

B. Online Business Banks/Fintech Platforms

These are modern non-traditional banks designed for remote business founders.

Best Online Options:

• Mercury: Best suited for remote business founders and tech startups. No monthly fees.
• Relay: Tailored to small businesses and agencies. Supports multiple users and integrations.
• Wise (Formerly TransferWise): Best for receiving international payments and holding multi-currency balances.
• Payoneer: Great for receiving payments internationally from freelancers and eCommerce sellers.

✅ Benefits:

• No visits to the U.S. required.
• 100% remote setup.
• Expedited onboarding, global access.

Direct access to platform partners like Mercury and Relay allows seamless application processes with Bizstartz.

Step 5: Submit Your Application, and Await Approval

You will proceed to finalize your application after gathering all necessary documents.

The steps for the process are as follows:

• Complete the required sections in the application form.
• Upload the verification documents.
• Fill in the business and company registration details in the United States.
• Participate in a video interview, if applicable.
• Wait for the account to be approved, which takes between 3-10 business days.

When the process is completed, you will receive:

• A U.S international business account.
• A routing number.
• A virtual debit card.
• An option to obtain a physical card through post.

Why Choose Bizstartz?

At Bizstartz, we focus on easing the pain of managing a U.S business for international founders, especially those from Nepal and South Asia. From assisting in forming the LLC to standing compliant with the IRS, we help with everything, including opening a U.S bank account.

Our services include the following:

• U.S. Company Formation (LLC or Corporation)
• Acquisition of EIN and ITIN.
• Beneficial ownership information filing BOI.
• Opening of an international business bank account.
• Providing a U.S residential address and mail forwarding services.
• Bookkeeping and tax compliance services.
• Registration of trademarks.
• Integration of payment gateways including Stripe and PayPal.

Get in line and join more than 1000 international entrepreneurs we have worked with from Nepal, India, Pakistan and beyond.

Conclusion

It is within reach to open a US business bank account from Nepal. With innovations in digital banking and remote company registration, aspiring entrepreneurs from Nepal are uniquely positioned to expand internationally.

✅ All these possibilities can be unlocked with the right partner, and Bizstartz will be with you at every step of the way.

Are you prepared to open your US business bank account while residing in Nepal?

👉 Contact Bizstartz now or book a free consultation to get started.

Frequently Asked Questions (FAQs)

❓ Is it necessary for me to travel to the US to open a bank account?

No. Several contemporary US banks and fintech companies permit remote registration of a business account through digital verification.

❓ Am I able to use my Nepali residential address for the application?

Not for the business address. You must use a US business address. However, your personal residential address can be in Nepal.

❓ What if I do not have an SSN or ITIN?

That is not a problem. An SSN is not required for non-residents. If needed for tax purposes, Bizstartz can assist with ITIN application.

❓ Am I able to get paid through Stripe and PayPal?

Certainly, you can apply for Stripe, PayPal Business, and other US based platforms if you have a US business bank account and IRS issued EIN.